Phase I: 7 years (1 November 2008 – 31 December 2015)
Phase II: 2.5 years (1 January 2015 – 30 June 2017) as a component under Indo-German Environment Program in Rural Areas (IGEP-RA)
To support financially viable and ecologically sustainable business models to reduce poverty, increase farm income, strengthen agricultural value chains and conserve natural resources
To address the challenges faced by the Natural Resource Management (NRM) sector, viz. depletion of natural resources, over dependence on public investments in terms of grants from centrally sponsored schemes, and its financing requirement in India, the National Bank for Agriculture and Rural Development (NABARD), KfW Development Bank and GIZ are implementing the Umbrella Programme for Natural Resources Management (UPNRM) through a tripartite arrangement.
“In the past we relied on agriculture and forest resources for our livelihoods. Family members often migrated to cities at an early age for labour work. The money from labour work was insufficient and we could not take care of the needs of our children. We were reeling in debt thanks to the money lenders. After starting backyard poultry farming under UPNRM our lives have improved dramatically. All members of the poultry co-operative today earn between Rs 15,000- Rs 20,000 annually. Using litter and better farm inputs – purchased through poultry income – our agricultural productivity too has improved.”
Mery Marandi; 32 year old; Godda district, Jharkhand
The Indo-German programme brings in a paradigm shift from grant to loan based financing in the NRM sector. It aims at supporting financially viable and ecologically sustainable business models to reduce poverty, increasing farm incomes, strengthening agricultural value chains and conserving natural resources, thus leading to sustainable development. Till October 2015, 287 projects have been sanctioned on loan financing under the programme amounting to an investment of INR 587 crore (80.48 million Euro), of which only 6% constitute expenses towards grants.